Charterers' Liability

Havrico Insurance provides specialized Charterers’ Liability insurance which includes:

  • Damage to hull
  • Freight, Demurrage and Defence
  • Bunkers
  • Cargo Owners’ Legal Liability

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Provides liability cover for the charterers, shippers and cargo owner's:

  • Damage to the vessel
  • Damage to the cargo
  • Other liabilities (Injury, General Average, ...)

Why an insurance?                  

When signing a charter party, the charterer takes on board various risks which he is liable for.  Depending on the charter party, the charterer may be held responsible for Safe Port Safe Berth, damage caused by the stevedores in the loading- and discharge ports, etc.

Our solution                            

Havrico Insurance offers a Charterers' Liability Insurance, which will cover the following eventualities:

  • Damage to the vessel, property of third parties and cargo
  • Personal injury and death of persons
  • Pollution
  • Wreck removal
  • Quarantine costs
  • General Average
  • Costs of formal investigations
  • Sue and labour costs 
  • Fines


  • Freight, Demurrage & Defence (FDD)
  • Bunkers
  • Cargo Owners’ Legal Liability
  • Extended cover for hire or loss of use

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